Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on May 01 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/05/2025 09:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
LiqwidCardano1.24MUSDC1.79%23.11%21.25%
KiloexBase3.34MUSDC0%7.9%14.36%
FranciumSolana2.44MUSDC0%13.15%13.15%
Stream-financeEthereum23.62MUSDC0%14.04%12.71%
Echelon-marketMove1.34MUSDC4.97%10.92%9.77%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Harvest-financeBase1.20MUSDC0%7.47%9.16%
DeltaprimeAvalanche2.44MUSDC0%9.4%8.79%
Harvest-financeBase3.15MUSDC0%9.68%8.34%
Gains-networkBase2.01MUSDC0%9.35%7.82%
Mars-lendOsmosis2.77MUSDC0%6.97%7.76%
Harvest-financeBase4.28MUSDC0%7.72%7.28%
DeltaprimeArbitrum1.41MUSDC0%7.82%7.02%
Harvest-financeBase1.78MUSDC0%6.64%7%
Ipor-fusionBase3.15MUSDC0%7.27%6.77%
Polynomial-liquidityPolynomial2.46MUSDC0%10.72%6.76%
TokemakEthereum28.18MUSDC4.89%6.86%6.59%
Euler-v2Avalanche6.27MUSDC0%7.45%6.43%
Extra-finance-leverage-farmingBase8.02MUSDC0.99%7.03%6.39%
Canto-lendingCanto1.61MUSDC0%4.56%6.32%
Ipor-fusionBase1.50MUSDC0%6.48%6.05%
Gains-networkArbitrum9.92MUSDC0%8.78%6.01%
Echelon-marketAptos16.20MUSDC3.75%9.99%5.89%
Yield-yak-aggregatorAvalanche1.20MUSDC0%5.61%5.82%
AvantisBase6.61MUSDC0%3.99%5.7%
ExactlyOptimism1.52MUSDC0%5.46%5.53%
Benqi-lendingAvalanche14.34MUSDC0%5.66%5.48%
ExactlyOptimism1.52MUSDC0%5.24%5.3%
Euler-v2Ethereum1.45MUSDC0%6.44%5.3%
Harmonix-financeArbitrum2.25MUSDC0%6.17%5.24%
AvantisBase3.89MUSDC0%3.78%5.19%
VesperEthereum1.53MUSDC0%4.41%5.19%
Scallop-lendSui4.24MUSDC0%2.31%5.1%
Ipor-fusionEthereum1.87MUSDC0%5.94%5.05%
Kamino-lendSolana56.15MUSDC0%4.64%4.98%
ExactlyOptimism1.52MUSDC0%4.84%4.97%
Euler-v2Ethereum12.67MUSDC0%4.61%4.92%
Folks-finance-lendingAlgorand2.09MUSDC0%4.94%4.92%
ExactlyOptimism1.52MUSDC0%4.82%4.92%
Yearn-financeEthereum3.68MUSDC0%5.68%4.6%
ExactlyOptimism1.52MUSDC0%4.62%4.45%
Flux-financeEthereum1.14MUSDC0%4.62%4.39%
Flux-financeEthereum1.14MUSDC0%4.62%4.39%
ExactlyOptimism1.52MUSDC0%3.81%4.35%
ExactlyOptimism1.52MUSDC0%3.99%4.24%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum313.6M6.09%
Avalanche632.3M6.93%
Base1138.9M7.64%
BSC12.4M4.56%
Ethereum15129.4M6.4%
Mantle000%
Optimism710.7M4.82%
Polygon000%
Solana362.3M7.92%
TON19.9M10.74%
zkSync Era000%