Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.23% on Jun 18 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/06/2025 10:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum4.26MUSDC0%60.98%68.23%
Peapods-financeArbitrum3.54MUSDC0%58.18%59.27%
LiqwidCardano1.10MUSDC1.8%23.22%22.63%
Harmonix-financeArbitrum6.26MUSDC0%19.02%18.36%
DeltaprimeArbitrum1.17MUSDC0%12.35%15.82%
EnsuroPolygon1.31MUSDC0%20.5%13.18%
DeltaprimeAvalanche2.54MUSDC0%10.89%13.18%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkBase2.49MUSDC0%10.11%11.43%
Stream-financeEthereum57.65MUSDC0%11.22%11.08%
SuperlendEtherlink1.80MUSDC9.27%14.88%10.97%
Harvest-financeBase2.69MUSDC0%13.84%10.26%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Ipor-fusionEthereum2.81MUSDC0%2.4%8.87%
Gains-networkArbitrum9.48MUSDC0%9.98%8.63%
TokemakBase15.86MUSDC2.86%15.18%8.51%
Harvest-financeBase3.83MUSDC0%9.54%7.57%
Harvest-financeBase5.39MUSDC0%9.34%7.51%
Ipor-fusionBase3.83MUSDC0%1.81%7.41%
Echelon-marketMove1.84MUSDC3.31%14.28%7.41%
Canto-lendingCanto1.56MUSDC0%7.17%7.32%
TokemakEthereum22.05MUSDC2.54%10.06%7.19%
Euler-v2Avalanche5.53MUSDC1.68%9.5%7.09%
SandclockEthereum1.09MUSDC15%20.11%6.98%
Scallop-lendSui2.67MUSDC0%7.6%6.92%
Echelon-marketAptos11.19MUSDC1.18%10.33%6.88%
Morpho-blueEthereum1.45MUSDC0%7.05%6.54%
Ipor-fusionEthereum1.16MUSDC0%1.47%6.47%
SaveSolana1.45MUSDC0%6.79%6.4%
Polynomial-liquidityPolynomial1.96MUSDC0%6.69%6.34%
Euler-v2Ethereum19.17MUSDC0.34%8.49%6.33%
Navi-lendingSui28.74MUSDC0%7.17%6.31%
Harvest-financeBase1.53MUSDC0%5.05%6.14%
Harvest-financeEthereum1.13MUSDC0%6.74%5.82%
Silo-v2Sonic1.46MUSDC0%7.96%5.75%
Mars-lendOsmosis2.22MUSDC0%5.49%5.7%
Euler-v2Ethereum1.09MUSDC6.68%14.27%5.58%
ExactlyOptimism1.52MUSDC0%4.98%5.49%
Nostra-money-marketStarknet1.25MUSDC4.13%8.24%5.46%
ExactlyOptimism1.52MUSDC0%5.29%5.35%
Euler-v2Sonic4.11MUSDC1.4%7.49%5.31%
Compound-v3Arbitrum3.16MUSDC1%4.29%5.11%
Benqi-lendingAvalanche14.77MUSDC0%5.71%5.09%
ExactlyOptimism1.52MUSDC0%4.9%5.09%
VesperEthereum1.58MUSDC0%6.74%5.03%
Yield-yak-aggregatorAvalanche1.37MUSDC0%5.53%4.87%
Folks-finance-lendingAlgorand1.99MUSDC0%6.3%4.83%
ExactlyOptimism1.52MUSDC0%4.44%4.76%
ExactlyOptimism1.52MUSDC0%4.15%4.73%
Kamino-lendSolana46.60MUSDC0%4.86%4.72%
ExactlyOptimism1.52MUSDC0%4.35%4.65%
Yearn-financeEthereum1.15MUSDC0%3.89%4.64%
Silo-v2Sonic1.67MUSDC0%3.63%4.61%
Euler-v2Ethereum1.25MUSDC8.76%15.54%4.54%
ExactlyOptimism1.52MUSDC0%4.44%4.51%
Flux-financeEthereum1.15MUSDC0%4.41%4.38%
Compound-v2Ethereum6.34MUSDC0%3.85%4.36%
Moonwell-lendingBase9.27MUSDC1.44%5.91%4.34%
SparklendEthereum1.02MUSDC0%3.35%4.33%
SparklendEthereum1.02MUSDC0%3.35%4.33%
WasabiEthereum2.15MUSDC0%11.28%4.33%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum523.6M21.44%
Avalanche646.3M6.95%
Base844.9M7.9%
BSC000%
Ethereum24645.7M8.81%
Mantle000%
Optimism710.6M4.94%
Polygon11.3M13.18%
Solana452.7M7.21%
TON111.2M8.18%
zkSync Era000%