Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/04/2026 12:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.71MUSDC0%12.14%11.7%
AvantisBase62.71MUSDC0%9.47%10.98%
Spectra-metavaultsBase5.24MUSDC2.98%92.79%10.25%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.72MUSDC2.1%7.34%9.86%
Blend-pools-v2Stellar10.41MUSDC0%9.31%8.91%
Wasabi-perpsSolana1.39MUSDC0%5.49%8.8%
SymbiosisEthereum1.25MUSDC0%5.98%8.09%
AbyssSui1.90MUSDC0%8.67%7.25%
Zerobase-cedefiBSC1.32MUSDC2%8.87%6.76%
AutofinanceEthereum8.42MUSDC0.67%5.51%6.57%
Wasabi-perpsBase4.24MUSDC0%4.41%6.34%
Harvest-financeEthereum1.08MUSDC0%1.3%6%
Yearn-financeEthereum1.07MUSDC0%5.14%5.97%
Yearn-financeEthereum1.07MUSDC0%5.14%5.97%
Harvest-financeBase2.02MUSDC0%5.99%5.58%
Fluid-lendingArbitrum30.96MUSDC1%5.95%5.5%
Project-0Solana2.30MUSDC0%4.41%5.32%
LoopscaleSolana1.52MUSDC0%5.02%5.3%
DeltaprimeAvalanche1.17MUSDC0%5.36%5.04%
Extra-finance-leverage-farmingBase4.14MUSDC0%5.09%4.92%
Gains-networkArbitrum8.63MUSDC0%6.4%4.86%
AutofinanceBase6.85MUSDC3.01%6.46%4.82%
AutofinanceEthereum8.75MUSDC0%4.13%4.73%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Lazy-summer-protocolEthereum2.53MUSDC0.92%4.18%4.65%
Yo-protocolEthereum11MUSDC12%14.1%4.61%
Yo-protocolBase27.66MUSDC12%14.1%4.61%
TermmaxEthereum2.74MUSDC0%1.75%4.5%
TermmaxEthereum2.01MUSDC0%1.78%4.5%
TermmaxEthereum11.21MUSDC0%1.73%4.49%
Scallop-lendSui1.98MUSDC0%4.68%4.31%
Yearn-financeEthereum3.73MUSDC0%4.15%4.31%
Hyperlend-pooledHyperliquid L113.95MUSDC0%4.05%4.3%
SparklendEthereum1.93MUSDC0%4.11%4.14%
Euler-v2Avalanche1.99MUSDC0%6.49%4.03%
ExactlyOptimism1.56MUSDC0%2.06%3.99%
ExactlyOptimism1.56MUSDC0%3.65%3.97%
Euler-v2Monad1.93MUSDC0%1.46%3.97%
NeverlandMonad16.38MUSDC3.94%8.41%3.92%
ExactlyOptimism1.56MUSDC0%4.2%3.86%
Euler-v2Ethereum28.35MUSDC0%3.57%3.79%
Benqi-lendingAvalanche6.28MUSDC0%3.95%3.78%
DolomiteEthereum20.15MUSDC0%5.77%3.78%
Flux-financeEthereum2.43MUSDC0%3.83%3.77%
Spark-savingsAvalanche65.96MUSDC0%3.75%3.75%
Spark-savingsEthereum406.34MUSDC0%3.75%3.75%
ExactlyOptimism1.56MUSDC0%3.43%3.73%
Yearn-financeBase1.96MUSDC0%3.28%3.73%
ExactlyOptimism1.56MUSDC0%3.96%3.68%
ExactlyOptimism1.56MUSDC0%1.58%3.68%
ExactlyOptimism1.56MUSDC0%3.99%3.66%
ExactlyOptimism1.56MUSDC0%4.03%3.65%
Folks-finance-lendingAlgorand2.06MUSDC0%3.48%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.4M6.38%
Avalanche577.3M4.12%
Base8114.8M6.4%
BSC338.2M8.17%
Ethereum22578.8M5.5%
Hyperliquid000%
Mantle000%
Optimism812.5M3.78%
Polygon11.6M3.97%
Solana35.2M6.48%
TON13.9M4.13%
zkSync Era000%