Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.02MUSDC0%16.32%39.45%
Neutral-tradeSolana1.33MUSDC0%20.97%25.1%
EnsuroEthereum1.10MUSDC0%21.52%20.31%
Kamino-lendSolana2.47MUSDC0%6.86%19.03%
Kamino-lendSolana4.63MUSDC0%4.8%18.4%
Midas-rwaEtherlink4.83MUSDC0%10.43%16.26%
AccountableEthereum2.33MUSDC16.15%25.57%16.25%
Harvest-financeEthereum1.23MUSDC0%7.08%15.08%
Harvest-financeBase1.86MUSDC0%10.82%14.58%
AccountableMonad7.50MUSDC0.97%22.51%14.58%
AccountableEthereum1.06MUSDC1.25%15.17%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Gains-networkArbitrum4.53MUSDC0%5.54%13.53%
Ember-protocolEthereum7.06MUSDC0%12.89%12.9%
Neutral-tradeSolana2.31MUSDC0%6.62%12.29%
Kamino-lendSolana2.26MUSDC0%5.41%12.18%
Aave-v3Ethereum57.32MUSDC1.7%5.25%12.17%
Aave-v3Ethereum8.62MUSDC0%3.82%12.17%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.46%12.13%11.64%
Midas-rwaEthereum1.76MUSDC0%11.81%11.59%
AccountableEthereum3.29MUSDC0%10.76%11.55%
AccountableMonad75MUSDC0.28%14.98%11.2%
Ember-protocolSui1.39MUSDC0%10.13%11.04%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
GoldfinchEthereum35.96MUSDC0%10.21%10.15%
Ember-protocolSui7.24MUSDC0%10.08%10.11%
AguaEthereum6.15MUSDC0%10%10%
Ember-protocolEthereum3.37MUSDC0%9.67%9.46%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolEthereum9.18MUSDC0%9.72%8.67%
YieldseekerBase1.12MUSDC0%9.29%8.51%
Ember-protocolEthereum17.15MUSDC0%7.91%8.41%
Pareto-creditEthereum168.51MUSDC0%8.07%8.02%
Ember-protocolSui9.27MUSDC4%12%8%
Midas-rwaEthereum7.62MUSDC0%8.93%7.73%
Midas-rwaEthereum64.46MUSDC0%9.54%7.48%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Nawa-protocolZIGChain3.43MUSDC0%9.87%7.11%
AccountableMonad1.50MUSDC0.4%7.8%7.03%
LoopscaleSolana1.38MUSDC0.3%7%7.02%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Midas-rwaEthereum6.70MUSDC0%7.37%6.94%
Midas-rwaEthereum2.51MUSDC0%7.37%6.93%
Extra-finance-leverage-farmingBase3.39MUSDC0%7.1%6.9%
Jupiter-lendSolana426.98MUSDC0.71%5.14%6.81%
Harmonix-financeHyperliquid L123.96MUSDC0%6.4%6.81%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Midas-rwaEthereum36.40MUSDC0%7.65%6.68%
Blend-pools-v2Stellar10.28MUSDC0%6.64%6.52%
Ember-protocolSui1.07MUSDC0%8.2%6.51%
Yearn-financeEthereum6.11MUSDC0%6.71%6.46%
Harvest-financeBase1.13MUSDC0%6.34%6.38%
Yearn-financeEthereum8.90MUSDC0%6.09%6.35%
Euler-v2Monad1.17MUSDC1.25%9.85%6.21%
AccountableMonad11.02MUSDC0.42%7.56%6.13%
SentoraEthereum42.87MUSDC0%6.31%6.07%
Midas-rwaEthereum6.42MUSDC0%8.99%6.02%
Midas-rwaEtherlink1.12MUSDC0%8.98%6.02%
Fusion-by-iporBase1.13MUSDC0%5.76%5.99%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%6.24%5.78%
Fluid-lendingBase8.99MUSDC0%5.11%5.54%
Fusion-by-iporEthereum2.69MUSDC0%5.67%5.53%
Navi-lendingSui4.74MUSDC0.54%5.52%5.53%
AutofinanceEthereum8.02MUSDC0.85%5.84%5.4%
Alchemix-v3Ethereum7.97MUSDC0%4.6%5.39%
AutofinanceBase7.66MUSDC2.24%7.86%5.07%
Yearn-financeBase1.77MUSDC0%4.94%5.03%
Fluid-lendingEthereum150.24MUSDC0%4.95%5.02%
Fluid-lendingEthereum1.87MUSDC0%4.96%5.02%
DolomiteArbitrum1.04MUSDC0%4.21%4.96%
Centrifuge-protocolMonad10.08MUSDC0%6.27%4.88%
Hyperlend-pooledHyperliquid L122.29MUSDC0%6.84%4.75%
Fusion-by-iporBase1.14MUSDC2.5%7.3%4.69%
Compound-v3Ethereum34.99MUSDC0.1%3.9%4.69%
Benqi-lendingAvalanche2.94MUSDC0%4.45%4.68%
Centrifuge-protocolAvalanche261.75MUSDC0%5.23%4.68%
Centrifuge-protocolBase50.47MUSDC0%5.23%4.68%
Centrifuge-protocolEthereum7.52MUSDC0%5.23%4.66%
Fluid-lendingArbitrum52.27MUSDC0%4.81%4.58%
TydroInk6.95MUSDC0%2.24%4.55%
ExactlyOP Mainnet1.73MUSDC0%4.36%4.37%
SymbiosisEthereum1.32MUSDC0%4.72%4.33%
ExactlyOP Mainnet1.73MUSDC0%4.3%4.32%
ExactlyOP Mainnet1.73MUSDC0%4.25%4.28%
Yo-protocolBase9.10MUSDC0%4.14%4.23%
Yo-protocolEthereum1.51MUSDC0%4.14%4.23%
ExactlyOP Mainnet1.73MUSDC0%4.18%4.21%
ExactlyOP Mainnet1.73MUSDC0%4.2%4.21%
Ember-protocolSui1.17MUSDC0%3.71%4.12%
ExactlyOP Mainnet1.73MUSDC0%4.02%4.09%
ExactlyOP Mainnet1.73MUSDC0%3.67%3.97%
Moonwell-lendingBase2.09MUSDC0.08%6.67%3.92%
ExactlyOP Mainnet1.73MUSDC0%4.01%3.88%
TermmaxEthereum3.33MUSDC0%4.05%3.83%
ExactlyOP Mainnet1.73MUSDC0%4.12%3.83%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.41MUSDC0%4.08%3.76%
Yearn-financeEthereum2.43MUSDC0%3.6%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Ember-protocolEthereum2.04MUSDC0%3.07%3.69%
Yearn-financeEthereum20.23MUSDC0%3.34%3.65%
Spark-savingsEthereum304.81MUSDC0%3.52%3.52%
Spark-savingsAvalanche10.78MUSDC0%3.52%3.52%
Aave-v3Base23.14MUSDC0%3.42%3.49%
Centrifuge-protocolMonad4.55MUSDC0%3.79%3.49%
Centrifuge-protocolPharos4.40MUSDC0%3.82%3.49%
SparklendEthereum1.98MUSDC0%3.48%3.47%
Project-0Solana1.95MUSDC0%4.36%3.27%
Aave-v3Avalanche6.53MUSDC0%3.63%3.26%
Aave-v4Ethereum1.10MUSDC0%3.82%3.23%
Midas-rwaEthereum71.67MUSDC0%3.38%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.39%3.22%
DolomiteEthereum32.21MUSDC4.1%7.51%3.16%
Euler-v2Ethereum5.30MUSDC0%3.11%3.14%
Aave-v3Monad21.88MUSDC2.2%5.57%3.12%
CurvanceMonad2.89MUSDC2.21%5.28%2.97%
Euler-v2Ethereum7.29MUSDC0%3.97%2.84%
Centrifuge-protocolEthereum1.68MUSDC0%1.8%2.83%
Aave-v3Polygon12.25MUSDC0%2.8%2.8%
Aave-v3Ethereum1.67MUSDC0%3.05%2.79%
Compound-v3Arbitrum3.56MUSDC0%2.76%2.75%
Aave-v3BSC2.51MUSDC0%3.01%2.7%
LoopscaleSolana1.67MUSDC6.88%8.87%2.63%
SaveSolana5.58MUSDC0%2.41%2.61%
Aave-v3Ethereum1.53MUSDC0%2.24%2.58%
Gami-labsBase3.02MUSDC0%2.67%2.41%
Spectra-metavaultsBase3.02MUSDC0%2.68%2.41%
Aave-v3OP Mainnet2.73MUSDC0%2.77%2.32%
Aave-v3Arbitrum43.49MUSDC0%2.41%2.29%
Scallop-lendSui1.14MUSDC0%2.64%2.2%
Euler-v2Ethereum1.32MUSDC25%8.34%2.13%
Venus-core-poolBSC19.73MUSDC0%2.45%2.09%
Aave-v4Ethereum1.39MUSDC0%1.98%2.07%
Midas-rwaEthereum26.21MUSDC0%5.57%2.04%
CurrentSui12.33MUSDC6.72%9.7%1.94%
Aave-v3Sonic1.19MUSDC0%1.89%1.82%
NeverlandMonad1.98MUSDC7.5%7.55%1.69%
Echelon-marketAptos1.52MUSDC1.56%3.55%1.55%
ExactlyOP Mainnet1.73MUSDC0%0.99%0.87%
Lista-lendingEthereum3.29MUSDC6.53%6.41%0.77%
Zest-v2Stacks10.13MUSDC0%0.53%0.59%
Aave-v4Avalanche5.33MUSDC5.73%1.31%0.45%
TectonicCronos54.04MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4.06%4.29%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8117.7M4.94%
Avalanche6289.9M3.33%
Base17134M5.56%
BSC16172M3.58%
Ethereum763.4B5.83%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon112.2M2.8%
Solana14485.5M8.83%
TON13.1M5.4%
zkSync Era000%