Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/04/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.71MUSDC0%12.14%11.7%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
SymbiosisEthereum1.25MUSDC0%5.98%8.09%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
AutofinanceEthereum8.42MUSDC0.67%5.51%6.57%
Harvest-financeEthereum1.08MUSDC0%1.3%6%
Yearn-financeEthereum1.07MUSDC0%5.14%5.97%
Yearn-financeEthereum1.07MUSDC0%5.14%5.97%
AutofinanceEthereum8.75MUSDC0%4.13%4.73%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Lazy-summer-protocolEthereum2.53MUSDC0.92%4.18%4.65%
Yo-protocolEthereum11MUSDC12%14.1%4.61%
TermmaxEthereum2.74MUSDC0%1.75%4.5%
TermmaxEthereum2.01MUSDC0%1.78%4.5%
TermmaxEthereum11.21MUSDC0%1.73%4.49%
Yearn-financeEthereum3.73MUSDC0%4.15%4.31%
SparklendEthereum1.93MUSDC0%4.11%4.14%
Yearn-financeEthereum8.80MDAI0%3.03%3.86%
Euler-v2Ethereum28.35MUSDC0%3.57%3.79%
DolomiteEthereum20.15MUSDC0%5.77%3.78%
Flux-financeEthereum2.43MUSDC0%3.83%3.77%
Spark-savingsEthereum406.34MUSDC0%3.75%3.75%