Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.23% on Jun 18 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/06/2025 13:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum1MUSDC0%40.97%78.82%
Peapods-financeEthereum1MUSDC0%40.97%78.82%
Peapods-financeEthereum4.27MUSDC0%61.01%68.2%
Stream-financeEthereum57.65MUSDC0%11.22%11.08%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Morpho-blueEthereum1.42MUSDC0%7.06%9.04%
Ipor-fusionEthereum2.81MUSDC0%2.45%8.93%
SandclockEthereum1.09MUSDC15%20.12%8.03%
TokemakEthereum22.06MUSDC2.54%10.06%7.19%
Ipor-fusionEthereum1.16MUSDC0%1.51%6.44%
Euler-v2Ethereum19.10MUSDC0.34%8.47%6.33%
Harvest-financeEthereum1.13MUSDC0%6.73%5.81%
Compound-v2Ethereum16.62MUSDT0%4.18%5.6%
Euler-v2Ethereum1.09MUSDC6.63%14.26%5.58%
VesperEthereum1.58MUSDC0%6.75%5.04%
Euler-v2Ethereum2.23MUSDT2.78%7.49%4.74%
Flux-financeEthereum1.48MUSDT0%4.7%4.69%
Yearn-financeEthereum1.15MUSDC0%3.89%4.66%
Euler-v2Ethereum1.25MUSDC8.7%15.5%4.54%
Aave-v3Ethereum336.27MUSDT0%3.87%4.52%
Flux-financeEthereum1.15MUSDC0%4.41%4.38%
Euler-v2Ethereum5.38MUSDC0.74%7.13%4.38%
Fluid-lendingEthereum190.04MUSDT2.56%6.97%4.34%
WasabiEthereum2.15MUSDC0%11.28%4.33%
Compound-v2Ethereum6.35MUSDC0%3.85%4.32%
Fluid-lendingEthereum228.40MUSDC2.14%6.51%4.28%