Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
EnsuroEthereum1.10MUSDC0%21.52%20.31%
AccountableEthereum2.33MUSDC16.15%25.57%16.25%
Harvest-financeEthereum1.23MUSDC0%7.08%15.08%
AccountableEthereum1.06MUSDC1.25%15.17%14.25%
Ember-protocolEthereum7.06MUSDC0%12.89%12.9%
Aave-v3Ethereum8.62MUSDC0%3.82%12.17%
Aave-v3Ethereum57.32MUSDC1.7%5.25%12.17%
AccountableEthereum10.17MUSDC0%11.64%11.64%
Midas-rwaEthereum1.76MUSDC0%11.81%11.59%
AccountableEthereum3.29MUSDC0%10.76%11.55%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
GoldfinchEthereum35.96MUSDC0%10.21%10.15%
AguaEthereum6.15MUSDC0%10%10%
Ember-protocolEthereum3.37MUSDC0%9.67%9.46%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolEthereum9.18MUSDC0%9.72%8.67%
Ember-protocolEthereum17.15MUSDC0%7.91%8.41%
Pareto-creditEthereum168.51MUSDC0%8.07%8.02%
Midas-rwaEthereum7.62MUSDC0%8.93%7.73%
Midas-rwaEthereum64.46MUSDC0%9.54%7.48%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Midas-rwaEthereum6.70MUSDC0%7.37%6.94%
Midas-rwaEthereum2.51MUSDC0%7.37%6.93%
Midas-rwaEthereum36.40MUSDC0%7.65%6.68%
Yearn-financeEthereum6.11MUSDC0%6.71%6.46%
Yearn-financeEthereum8.90MUSDC0%6.09%6.35%
SentoraEthereum42.87MUSDC0%6.31%6.07%
Midas-rwaEthereum6.42MUSDC0%8.99%6.02%
Fusion-by-iporEthereum2.69MUSDC0%5.67%5.53%
AutofinanceEthereum8.02MUSDC0.85%5.84%5.4%
Alchemix-v3Ethereum7.97MUSDC0%4.6%5.39%
Fluid-lendingEthereum150.24MUSDC0%4.95%5.02%
Fluid-lendingEthereum1.87MUSDC0%4.96%5.02%
Fluid-lendingEthereum142.17MUSDT0%4.68%5%
Compound-v3Ethereum34.99MUSDC0.1%3.9%4.69%
Centrifuge-protocolEthereum7.52MUSDC0%5.23%4.66%
MapleEthereum1.02BUSDT0%4.22%4.6%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
SymbiosisEthereum1.32MUSDC0%4.72%4.33%
Yo-protocolEthereum1.51MUSDC0%4.14%4.23%
TermmaxEthereum3.33MUSDC0%4.05%3.83%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
Yearn-financeEthereum2.43MUSDC0%3.6%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Ember-protocolEthereum2.04MUSDC0%3.07%3.69%
Yearn-financeEthereum20.23MUSDC0%3.34%3.65%
Spark-savingsEthereum304.81MUSDC0%3.52%3.52%
Aave-v4Ethereum1.31MUSDT0%2.49%3.51%
SparklendEthereum1.98MUSDC0%3.48%3.47%
Aave-v3Ethereum70.39MUSDT1.45%4.36%3.37%
Aave-v3Ethereum244.38MUSDT0%2.98%3.37%
Native-credit-poolEthereum1.77MUSDT0%3%3.31%
Spark-savingsEthereum362.74MUSDT0%2.92%3.25%
Aave-v4Ethereum1.10MUSDC0%3.82%3.23%
Yearn-financeEthereum7.42MDAI0%3.12%3.23%
Midas-rwaEthereum71.67MUSDC0%3.38%3.22%
DolomiteEthereum32.21MUSDC4.1%7.51%3.16%
Euler-v2Ethereum5.30MUSDC0%3.11%3.14%
Yearn-financeEthereum5.77MUSDT0%3.17%3.06%
Compound-v3Ethereum27.87MUSDT0.11%3.15%3.05%
Aave-v3Ethereum19.60MDAI0%2.96%2.96%
Euler-v2Ethereum7.29MUSDC0%3.97%2.84%
Centrifuge-protocolEthereum1.68MUSDC0%1.8%2.83%
Aave-v3Ethereum1.67MUSDC0%3.05%2.79%
SparklendEthereum61.79MUSDT0%3.7%2.62%
Aave-v3Ethereum1.53MUSDC0%2.24%2.58%
SparklendEthereum117.33MDAI0%2.17%2.17%
Euler-v2Ethereum1.32MUSDC25%8.34%2.13%
Aave-v4Ethereum1.39MUSDC0%1.98%2.07%
Midas-rwaEthereum26.21MUSDC0%5.57%2.04%
Aave-v4Ethereum1.04MUSDT0%1.49%1.76%
Lista-lendingEthereum2.51MUSDT4.23%5.72%1.55%
Lista-lendingEthereum3.29MUSDC6.53%6.41%0.77%
AcrossEthereum1.58MUSDT1.22%1.48%0.05%
AcrossEthereum1.10MUSDC4.06%4.29%0.02%