Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on May 01 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/05/2025 12:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Stream-financeEthereum23.62MUSDC0%14.02%12.71%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Yearn-financeEthereum3.31MDAI0%4.56%8.36%
Yearn-financeEthereum1.21MDAI0%6.17%7.39%
Yearn-financeEthereum3.31MDAI0%7.52%6.73%
TokemakEthereum28.20MUSDC4.91%7.03%6.56%
Euler-v2Ethereum1.41MUSDC0%6.46%5.39%
Euler-v2Ethereum2.13MUSDT0%4.75%5.34%
VesperEthereum1.53MUSDC0%4.42%5.19%
Ipor-fusionEthereum1.87MUSDC0%5.94%5.18%
Euler-v2Ethereum12.70MUSDC0%4.62%4.92%
Flux-financeEthereum1.44MUSDT0%4.71%4.71%
Yearn-financeEthereum3.68MUSDC0%5.68%4.58%
Flux-financeEthereum1.14MUSDC0%4.62%4.39%
Flux-financeEthereum1.14MUSDC0%4.62%4.39%