Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/04/2026 10:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.15%11.7%
BitwayBSC13.25MUSDT0%11.7%11%
AvantisBase62.69MUSDC0%9.47%10.99%
Spectra-metavaultsBase5.24MUSDC2.99%92.77%10.25%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.72MUSDC2.1%7.32%9.86%
SymbiosisTron1.15MUSDT0%6.53%9.09%
Blend-pools-v2Stellar10.39MUSDC0%9.31%8.92%
Wasabi-perpsSolana1.39MUSDC0%5.47%8.8%
SymbiosisEthereum1.21MUSDC0%5.96%7.81%
Gains-networkArbitrum8.93MUSDC0%6.4%7.36%
AbyssSui1.90MUSDC0%8.68%7.32%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC23.60MUSDT2%9.24%6.76%
Zerobase-cedefiBSC1.32MUSDC2%8.87%6.76%
AutofinanceEthereum8.43MUSDC0.68%5.5%6.57%
Wasabi-perpsBase4.20MUSDC0%4.41%6.47%
Harvest-financeEthereum1.08MUSDC0%1.3%6.1%
Harvest-financeBase2.02MUSDC0%5.99%5.58%
Yearn-financeEthereum1.07MUSDC0%5.13%5.55%
Yearn-financeEthereum1.07MUSDC0%5.13%5.55%
Project-0Solana2.31MUSDC0%4.4%5.31%
LoopscaleSolana1.53MUSDC0%5.02%5.3%
DeltaprimeAvalanche1.17MUSDC0%5.36%5.04%
Fluid-lendingArbitrum30.87MUSDC1.01%5.94%4.99%
Extra-finance-leverage-farmingBase4.15MUSDC0%5.09%4.91%
AutofinanceBase6.85MUSDC3.01%6.45%4.82%
AutofinanceEthereum8.75MUSDC0%4.12%4.78%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Yo-protocolEthereum11MUSDC12%14.1%4.61%
Yo-protocolBase27.66MUSDC12%14.1%4.61%
TermmaxEthereum2.74MUSDC0%1.74%4.58%
TermmaxEthereum2.01MUSDC0%1.77%4.58%
Lazy-summer-protocolEthereum2.53MUSDC0.92%4.17%4.56%
TermmaxEthereum11.21MUSDC0%1.72%4.51%
Hyperlend-pooledHyperliquid L113.89MUSDC0%4.05%4.31%
Scallop-lendSui1.98MUSDC0%4.67%4.31%
Yearn-financeEthereum3.73MUSDC0%4.16%4.17%
SparklendEthereum1.93MUSDC0%4.11%4.14%
Storm-tradeTon3.86MUSDT0%4.05%4.13%
Euler-v2Avalanche1.99MUSDC0%6.51%4.03%
ExactlyOptimism1.56MUSDC0%2.04%3.99%
Benqi-lendingAvalanche1.96MUSDT0%4.47%3.98%
ExactlyOptimism1.56MUSDC0%3.65%3.97%
Folks-finance-xchainPolygon1.65MUSDT0%3.68%3.97%
Euler-v2Monad1.94MUSDC0%1.45%3.94%
NeverlandMonad16.33MUSDC4.07%8.41%3.93%
Yearn-financeEthereum8.80MDAI0%3.03%3.86%
ExactlyOptimism1.56MUSDC0%4.2%3.86%
DolomiteEthereum19.87MUSDC0%5.77%3.81%
Euler-v2Ethereum28.35MUSDC0%3.57%3.79%
Benqi-lendingAvalanche6.28MUSDC0%3.95%3.78%
Flux-financeEthereum2.43MUSDC0%3.83%3.77%
Spark-savingsEthereum406.42MUSDC0%3.75%3.75%
Spark-savingsAvalanche65.96MUSDC0%3.75%3.75%
ExactlyOptimism1.56MUSDC0%3.43%3.73%
Yearn-financeBase1.96MUSDC0%3.28%3.72%
ExactlyOptimism1.56MUSDC0%3.96%3.68%
ExactlyOptimism1.56MUSDC0%1.57%3.68%
ExactlyOptimism1.56MUSDC0%3.99%3.66%
ExactlyOptimism1.56MUSDC0%4.03%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.6M6.78%
Avalanche577.4M4.12%
Base8114.8M6.42%
BSC338.2M8.17%
Ethereum22578.6M5.45%
Hyperliquid000%
Mantle000%
Optimism812.5M3.78%
Polygon11.6M3.97%
Solana35.2M6.47%
TON13.9M4.13%
zkSync Era000%