Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2026 00:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana1.33MUSDC0%20.97%25.1%
AccountableMonad1.02MUSDC0%16.26%20.88%
EnsuroEthereum1.10MUSDC0%21.52%20.23%
Ember-protocolEthereum7.06MUSDC0%12.89%18.93%
Midas-rwaEtherlink4.83MUSDC0%10.42%16.26%
AccountableEthereum2.33MUSDC16.15%25.56%16.25%
Harvest-financeEthereum1.23MUSDC0%7.07%15.08%
Harvest-financeBase1.86MUSDC0%10.81%14.58%
AccountableMonad7.50MUSDC0.97%22.52%14.5%
AccountableEthereum1.06MUSDC1.25%15.17%14.25%
Ember-protocolEthereum3.37MUSDC0%9.67%13.78%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Gains-networkArbitrum4.53MUSDC0%5.53%13.6%
Kamino-lendSolana2.85MUSDC0%6.85%12.45%
Neutral-tradeSolana2.31MUSDC0%6.62%12.29%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.46%12.13%11.64%
Midas-rwaEthereum1.76MUSDC0%11.81%11.59%
AccountableEthereum3.29MUSDC0%10.76%11.55%
Kamino-lendSolana4.84MUSDC0%4.79%11.23%
AccountableMonad75MUSDC0.28%14.98%11.2%
Ember-protocolEthereum17.15MUSDC0%7.91%11.08%
Ember-protocolSui1.39MUSDC0%10.13%11.04%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
GoldfinchEthereum35.96MUSDC0%10.21%10.15%
Ember-protocolSui7.24MUSDC0%10.07%10.11%
AguaEthereum6.15MUSDC0%10%10%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Kamino-lendSolana2.15MUSDC0%5.39%8.77%
Ember-protocolEthereum9.18MUSDC0%9.73%8.67%
YieldseekerBase1.12MUSDC0%9.3%8.51%
Pareto-creditEthereum168.51MUSDC0%8.07%8.02%
Bitway-earnBSC26.12MUSDT0%8%8%
Ember-protocolSui9.27MUSDC4%12%8%
Midas-rwaEthereum7.62MUSDC0%8.93%7.73%
Bitway-earnBSC4.15MUSDT0%5.83%7.5%
Midas-rwaEthereum64.46MUSDC0%9.54%7.48%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Nawa-protocolZIGChain3.43MUSDC0%9.86%7.11%
AccountableMonad1.50MUSDC0.4%7.8%7.03%
LoopscaleSolana1.37MUSDC0.3%7%7.02%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Midas-rwaEthereum6.70MUSDC0%7.38%6.94%
Midas-rwaEthereum2.51MUSDC0%7.38%6.93%
Extra-finance-leverage-farmingBase3.39MUSDC0%7.1%6.9%
Harmonix-financeHyperliquid L123.99MUSDC0%6.4%6.81%
Zerobase-cedefiBSC18.70MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Midas-rwaEthereum36.40MUSDC0%7.65%6.68%
SymbiosisTron1.11MUSDT0%5.84%6.63%
Blend-pools-v2Stellar10.34MUSDC0%6.64%6.51%
Ember-protocolSui1.07MUSDC0%8.21%6.51%
Yearn-financeEthereum6.11MUSDC0%6.71%6.46%
Harvest-financeBase1.13MUSDC0%6.34%6.38%
Yearn-financeEthereum8.90MUSDC0%6.09%6.35%
Euler-v2Monad1.17MUSDC1.25%9.86%6.21%
AccountableMonad11.03MUSDC0.42%7.56%6.13%
SentoraEthereum42.87MUSDC0%6.32%6.07%
Midas-rwaEthereum6.42MUSDC0%8.99%6.02%
Midas-rwaEtherlink1.12MUSDC0%8.99%6.02%
Kamino-lendSolana1.47MUSDT0%3.82%5.99%
Fusion-by-iporBase1.13MUSDC0%5.76%5.95%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%6.23%5.78%
Fusion-by-iporEthereum2.69MUSDC0%5.67%5.72%
Fluid-lendingBase8.99MUSDC0%5.11%5.54%
Navi-lendingSui4.74MUSDC0.54%5.52%5.53%
Ember-protocolEthereum2.04MUSDC0%3.07%5.47%
Storm-tradeTON3.15MUSDT0%5.54%5.4%
AutofinanceEthereum8.02MUSDC0.85%5.84%5.4%
Alchemix-v3Ethereum7.97MUSDC0%4.6%5.39%
Fluid-lendingEthereum141.65MUSDT0%4.68%5.19%
AutofinanceBase7.66MUSDC2.24%7.86%5.07%
Yearn-financeBase1.77MUSDC0%4.94%5.03%
DolomiteArbitrum1.04MUSDC0%4.21%4.96%
Fluid-lendingEthereum150.26MUSDC0%4.95%4.95%
Fluid-lendingEthereum1.87MUSDC0%4.96%4.95%
Centrifuge-protocolMonad10.08MUSDC0%6.26%4.88%
Hyperlend-pooledHyperliquid L122.44MUSDC0%6.85%4.74%
Compound-v3Ethereum34.95MUSDC0.1%3.9%4.72%
Benqi-lendingAvalanche2.94MUSDC0%4.45%4.68%
Centrifuge-protocolAvalanche261.75MUSDC0%5.23%4.68%
Centrifuge-protocolBase50.47MUSDC0%5.23%4.68%
Centrifuge-protocolEthereum7.52MUSDC0%5.23%4.66%
Fusion-by-iporBase1.14MUSDC2.5%7.3%4.63%
Lista-lendingBSC2.45MUSDT1.42%7.23%4.63%
MapleEthereum1.02BUSDT0%4.22%4.6%
Fluid-lendingArbitrum52.27MUSDC0%4.81%4.58%
TydroInk6.94MUSDC0%2.23%4.55%
Jupiter-lendSolana452.18MUSDC0.67%5.13%4.45%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
ExactlyOP Mainnet1.73MUSDC0%4.36%4.37%
SymbiosisEthereum1.32MUSDC0%4.72%4.32%
ExactlyOP Mainnet1.73MUSDC0%4.3%4.32%
ExactlyOP Mainnet1.73MUSDC0%4.25%4.28%
Yo-protocolBase9.10MUSDC0%4.15%4.24%
Yo-protocolEthereum1.51MUSDC0%4.14%4.24%
Jupiter-lendSolana17.81MUSDT0%3.57%4.23%
ExactlyOP Mainnet1.73MUSDC0%4.18%4.21%
ExactlyOP Mainnet1.73MUSDC0%4.2%4.21%
Ember-protocolSui1.17MUSDC0%3.7%4.12%
ExactlyOP Mainnet1.73MUSDC0%4.02%4.09%
ExactlyOP Mainnet1.73MUSDC0%3.66%3.97%
Moonwell-lendingBase2.09MUSDC0.08%6.67%3.92%
TermmaxEthereum3.33MUSDC0%4.05%3.89%
ExactlyOP Mainnet1.73MUSDC0%4.01%3.88%
ExactlyOP Mainnet1.73MUSDC0%4.12%3.84%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.41MUSDC0%4.08%3.76%
Yearn-financeEthereum2.43MUSDC0%3.6%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Yearn-financeEthereum20.23MUSDC0%3.34%3.65%
Spark-savingsEthereum304.82MUSDC0%3.52%3.52%
Spark-savingsAvalanche10.78MUSDC0%3.52%3.52%
Centrifuge-protocolMonad4.55MUSDC0%3.79%3.49%
Centrifuge-protocolPharos4.40MUSDC0%3.82%3.49%
Aave-v3Base23.55MUSDC0%3.42%3.47%
SparklendEthereum1.98MUSDC0%3.48%3.47%
Aave-v4Ethereum1.32MUSDT0%2.49%3.45%
Aave-v3Avalanche2.55MUSDT0%3.4%3.41%
Aave-v3Ethereum244.55MUSDT0%2.98%3.37%
Aave-v3Ethereum70.39MUSDT1.45%4.36%3.37%
Aave-v3Ethereum199.82MUSDC0%3.82%3.33%
Aave-v3Ethereum57.33MUSDC1.7%5.25%3.33%
Native-credit-poolEthereum1.77MUSDT0%3%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Project-0Solana1.95MUSDC0%4.36%3.27%
Aave-v3Avalanche6.58MUSDC0%3.63%3.25%
Spark-savingsEthereum362.76MUSDT0%2.92%3.25%
Centrifuge-protocolEthereum1.68MUSDC0%1.8%3.24%
Aave-v4Ethereum1.10MUSDC0%3.82%3.23%
Yearn-financeEthereum7.42MDAI0%3.12%3.23%
Midas-rwaEthereum71.67MUSDC0%3.38%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.39%3.22%
DolomiteEthereum32.25MUSDC4.07%7.51%3.16%
Euler-v2Ethereum5.30MUSDC0%3.11%3.14%
Native-credit-poolBSC2.26MUSDT0%3.18%3.14%
Aave-v3Monad21.61MUSDC2.19%5.57%3.14%
Yearn-financeEthereum5.77MUSDT0%3.17%3.06%
Compound-v3Ethereum27.89MUSDT0.11%3.15%3.05%
CurvanceMonad2.89MUSDC2.19%5.28%2.97%
Aave-v3Ethereum19.60MDAI0%2.96%2.96%
Euler-v2Ethereum7.58MUSDC0%3.97%2.82%
Aave-v3Ethereum1.67MUSDC0%3.05%2.79%
Aave-v3Polygon12.54MUSDC0%2.8%2.75%
Compound-v3Arbitrum3.56MUSDC0%2.76%2.75%
Aave-v3BSC2.51MUSDC0%3.01%2.7%
Venus-core-poolBSC67MUSDT0%2.14%2.66%
Compound-v3Arbitrum3.93MUSDT0%2.19%2.63%
LoopscaleSolana1.67MUSDC6.88%8.87%2.63%
SparklendEthereum61.78MUSDT0%3.7%2.62%
SaveSolana5.58MUSDC0%2.41%2.6%
Aave-v3Ethereum1.53MUSDC0%2.24%2.58%
Aave-v3BSC13.63MUSDT0%2.17%2.42%
Gami-labsBase3.02MUSDC0%2.67%2.41%
Spectra-metavaultsBase3.02MUSDC0%2.68%2.41%
Aave-v3Arbitrum40.65MUSDC0%2.41%2.38%
Aave-v3OP Mainnet2.69MUSDC0%2.77%2.33%
Justlend-v1Tron72.16MUSDT0%2.26%2.29%
Euler-v2Ethereum1.27MUSDC25%8.32%2.2%
Scallop-lendSui1.14MUSDC0%2.64%2.2%
Venus-fluxBSC2.35MUSDT0%2.51%2.17%
SparklendEthereum117.34MDAI0%2.17%2.17%
Aave-v4Ethereum1.39MUSDC0%1.98%2.07%
Venus-core-poolBSC19.96MUSDC0%2.45%2.06%
Midas-rwaEthereum26.21MUSDC0%5.57%2.04%
CurrentSui12.33MUSDC6.7%9.7%1.94%
Lista-lendingBSC3.63MUSDT0%2.43%1.88%
Venus-core-poolBSC1.01MDAI0%1.83%1.84%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Aave-v3Sonic1.19MUSDC0%1.89%1.82%
Aave-v3Arbitrum1.28MDAI0%1.95%1.76%
SaveSolana2.17MUSDT0%1.47%1.7%
Echelon-marketAptos1.52MUSDC1.56%3.55%1.55%
NeverlandMonad2.22MUSDC7.2%7.54%1.55%
Lista-lendingEthereum2.51MUSDT4.22%5.72%1.54%
Aave-v4Ethereum1.25MUSDT0%1.49%1.39%
Lista-lendingBSC3.43MUSDT0%1.12%0.87%
ExactlyOP Mainnet1.73MUSDC0%0.99%0.87%
Lista-lendingEthereum3.29MUSDC6.52%6.41%0.77%
Zest-v2Stacks10.13MUSDC0%0.53%0.59%
Aave-v4Avalanche5.28MUSDC5.73%1.3%0.45%
TectonicCronos44.95MUSDT0%0.15%0.15%
TectonicCronos54.04MUSDC0%0.12%0.12%
AcrossEthereum1.58MUSDT1.21%1.48%0.05%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4.03%4.29%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8114.9M4.96%
Avalanche6289.9M3.33%
Base17134.4M5.56%
BSC16171.3M3.57%
Ethereum763.6B5.8%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon112.5M2.75%
Solana14511.1M7.27%
TON13.1M5.4%
zkSync Era000%