Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Kamino-lendSolana1.48MUSDT0%3.82%8.36%
Bitway-earnBSC26.12MUSDT0%8%8%
Bitway-earnBSC4.25MUSDT0%5.83%7.5%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
SymbiosisTron1.10MUSDT0%5.84%6.82%
Zerobase-cedefiBSC18.70MUSDT2%8.76%6.76%
Storm-tradeTON3.15MUSDT0%5.54%5.4%
Fluid-lendingEthereum142.17MUSDT0%4.68%5%
Lista-lendingBSC2.37MUSDT1.47%7.23%4.9%
MapleEthereum1.02BUSDT0%4.22%4.6%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
Jupiter-lendSolana17.84MUSDT0%3.57%4.17%
Aave-v4Ethereum1.31MUSDT0%2.49%3.51%
Aave-v3Avalanche2.55MUSDT0%3.4%3.41%
Aave-v3Ethereum70.39MUSDT1.45%4.36%3.37%
Aave-v3Ethereum244.38MUSDT0%2.98%3.37%
Native-credit-poolEthereum1.77MUSDT0%3%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Spark-savingsEthereum362.74MUSDT0%2.92%3.25%
Native-credit-poolBSC2.26MUSDT0%3.18%3.14%
Yearn-financeEthereum5.77MUSDT0%3.17%3.06%
Compound-v3Ethereum27.87MUSDT0.11%3.15%3.05%
Venus-core-poolBSC67.30MUSDT0%2.14%2.65%
Compound-v3Arbitrum3.93MUSDT0%2.2%2.63%
SparklendEthereum61.79MUSDT0%3.7%2.62%
Aave-v3BSC14.33MUSDT0%2.17%2.37%
Justlend-v1Tron72.16MUSDT0%2.26%2.29%
Venus-fluxBSC2.33MUSDT0%2.51%2.2%
Lista-lendingBSC3.63MUSDT0%2.42%1.88%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Aave-v4Ethereum1.04MUSDT0%1.49%1.76%
SaveSolana2.17MUSDT0%1.47%1.7%
Lista-lendingEthereum2.51MUSDT4.23%5.72%1.55%
Lista-lendingBSC3.43MUSDT0%1.12%0.87%
TectonicCronos44.94MUSDT0%0.15%0.15%
AcrossEthereum1.58MUSDT1.22%1.48%0.05%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8117.7M4.94%
Avalanche6289.9M3.33%
Base17134M5.56%
BSC16172M3.58%
Ethereum763.4B5.83%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon112.2M2.8%
Solana14485.5M8.83%
TON13.1M5.4%
zkSync Era000%