Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/04/2026 12:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
BitwayBSC13.26MUSDT0%11.7%11%
SymbiosisTron1.09MUSDT0%6.55%7.98%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC23.60MUSDT2%9.23%6.76%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Storm-tradeTon3.86MUSDT0%4.06%4.13%
Benqi-lendingAvalanche1.95MUSDT0%4.46%3.99%
Folks-finance-xchainPolygon1.65MUSDT0%3.68%3.97%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.4M6.38%
Avalanche577.3M4.12%
Base8114.8M6.4%
BSC338.2M8.17%
Ethereum22578.8M5.5%
Hyperliquid000%
Mantle000%
Optimism812.5M3.78%
Polygon11.6M3.97%
Solana35.2M6.48%
TON13.9M4.13%
zkSync Era000%