Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on May 01 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/05/2025 14:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Scrub-investKava1.19MUSDT0%11.87%12.37%
Colend-protocolCore2.09MUSDT0%14.89%11.16%
Storm-tradeTon10.04MUSDT0%6.8%10.66%
Euler-v2Avalanche2.77MUSDT0%7.38%9.21%
Echelon-marketMove1.38MUSDT5.11%40.45%8.96%
Echelon-marketAptos1.70MUSDT2.16%8.82%6.6%
Kamino-lendSolana3.57MUSDT0%2.73%5.97%
Benqi-lendingAvalanche5.22MUSDT0%5.78%5.91%
Navi-lendingSui1.78MUSDT0%5.04%5.86%
Euler-v2Ethereum2.13MUSDT0%4.75%5.34%
Flux-financeEthereum1.44MUSDT0%4.71%4.71%
Euler-v2BSC2.48MUSDT0%3.92%4.5%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum313.6M6.03%
Avalanche631.2M7.31%
Base1138.8M7.69%
BSC12.5M4.5%
Ethereum15129.4M6.63%
Mantle000%
Optimism710.6M4.82%
Polygon000%
Solana362.9M7.96%
TON110M10.66%
zkSync Era000%