Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.23% on Jun 18 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/06/2025 12:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Colend-protocolCore1.86MUSDT0%16.58%14.25%
Storm-tradeTon11.18MUSDT0%8.13%8.19%
Benqi-lendingAvalanche4.01MUSDT0%7.04%6.8%
Echelon-marketAptos1.35MUSDT1.04%9.26%6.78%
Echelon-marketMove1.71MUSDT2.93%12.78%6.5%
Compound-v2Ethereum16.62MUSDT0%4.18%5.6%
Lista-lendingBSC14.50MUSDT0%6.18%5.35%
Euler-v2Ethereum2.23MUSDT2.78%7.49%4.74%
SuperlendEtherlink1.77MUSDT9.96%16.18%4.71%
Euler-v2Avalanche18.07MUSDT5.39%11.02%4.7%
Flux-financeEthereum1.48MUSDT0%4.7%4.69%
Aave-v3Ethereum336.27MUSDT0%3.87%4.52%
Kamino-lendSolana2.39MUSDT0%4.52%4.5%
Fluid-lendingEthereum190.04MUSDT2.56%6.97%4.34%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum523.6M21.2%
Avalanche646.2M7.02%
Base946.8M7.67%
BSC114.5M5.35%
Ethereum261B13.99%
Mantle000%
Optimism710.6M4.94%
Polygon11.3M13.15%
Solana452.9M7.2%
TON111.2M8.19%
zkSync Era000%