Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/04/2026 10:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Venus-fluxBSC40.33MUSDT9.79%8.91%13.55%
BitwayBSC13.35MUSDT0%11.57%11%
Fluid-lendingEthereum123.82MUSDT1.57%5%7.77%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.98MUSDT0%5.07%7%
Zerobase-cedefiBSC23.44MUSDT2%9.1%6.76%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
MapleEthereum1.99BUSDT0%3.75%3.82%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.1M7.08%
Avalanche456.5M18.18%
Base13146.6M6.67%
BSC478.5M9.52%
Ethereum232.7B6.18%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana58.5M5.29%
TON14M7%
zkSync Era000%