Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on May 01 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/05/2025 09:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
LiqwidCardano1.24MUSDC1.79%23.11%21.25%
KiloexBase3.34MUSDC0%7.91%14.36%
FranciumSolana2.44MUSDC0%13.15%13.15%
Stream-financeEthereum23.62MUSDC0%14.03%12.71%
Scrub-investKava1.19MUSDT0%11.88%12.24%
Colend-protocolCore2.08MUSDT0%14.89%11.29%
Storm-tradeTon9.93MUSDT0%6.77%10.67%
Echelon-marketMove1.34MUSDC4.93%10.93%9.77%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Euler-v2Avalanche2.80MUSDT0%7.37%9.18%
Harvest-financeBase1.20MUSDC0%7.47%9.16%
Echelon-marketMove1.38MUSDT4.92%40.88%8.93%
DeltaprimeAvalanche2.44MUSDC0%9.4%8.79%
Gains-networkBase1.85MUSDC0%9.34%8.45%
Yearn-financeEthereum3.31MDAI0%4.55%8.36%
Harvest-financeBase3.20MUSDC0%9.68%8.34%
Mars-lendOsmosis2.77MUSDC0%6.97%7.77%
Yearn-financeEthereum1.21MDAI0%6.16%7.74%
Harvest-financeBase4.28MUSDC0%7.72%7.28%
Yearn-financeEthereum3.31MDAI0%7.52%7.05%
DeltaprimeArbitrum1.41MUSDC0%7.81%7.02%
Harvest-financeBase1.78MUSDC0%6.64%7%
Ipor-fusionBase3.15MUSDC0%7.28%6.92%
Polynomial-liquidityPolynomial2.46MUSDC0%10.71%6.76%
Euler-v2Avalanche6.22MUSDC0%7.45%6.75%
TokemakEthereum28.16MUSDC4.89%6.9%6.58%
Extra-finance-leverage-farmingBase8.02MUSDC0.98%7.03%6.39%
Canto-lendingCanto1.61MUSDC0%4.56%6.32%
Kamino-lendSolana3.51MUSDT0%2.7%6.28%
Ipor-fusionBase1.50MUSDC0%6.48%6.08%
Gains-networkArbitrum9.92MUSDC0%8.78%6.02%
Echelon-marketAptos16.27MUSDC3.74%9.99%5.87%
Navi-lendingSui1.78MUSDT0%5.04%5.87%
Benqi-lendingAvalanche5.30MUSDT0%5.78%5.85%
Yield-yak-aggregatorAvalanche1.20MUSDC0%5.61%5.82%
Echelon-marketAptos2.43MUSDT2.01%8.82%5.78%
AvantisBase6.61MUSDC0%3.99%5.7%
Benqi-lendingAvalanche13.84MUSDC0%5.66%5.62%
ExactlyOptimism1.52MUSDC0%5.46%5.53%
Ipor-fusionEthereum1.87MUSDC0%5.94%5.48%
Euler-v2Ethereum1.41MUSDC0%6.45%5.39%
Euler-v2Ethereum2.17MUSDT0%4.74%5.3%
ExactlyOptimism1.52MUSDC0%5.24%5.3%
Harmonix-financeArbitrum2.25MUSDC0%6.17%5.24%
AvantisBase3.89MUSDC0%3.78%5.19%
VesperEthereum1.53MUSDC0%4.41%5.19%
Scallop-lendSui4.21MUSDC0%2.32%5.12%
ExactlyOptimism1.52MUSDC0%4.84%4.97%
Euler-v2Ethereum12.67MUSDC0%4.62%4.92%
Folks-finance-lendingAlgorand2.09MUSDC0%4.94%4.92%
ExactlyOptimism1.52MUSDC0%4.82%4.92%
Flux-financeEthereum1.44MUSDT0%4.71%4.71%
Kamino-lendSolana57.36MUSDC0%4.64%4.67%
Yearn-financeEthereum3.68MUSDC0%5.68%4.6%
Euler-v2BSC2.43MUSDT0%3.92%4.56%
ExactlyOptimism1.52MUSDC0%4.62%4.45%
Flux-financeEthereum1.14MUSDC0%4.62%4.39%
Flux-financeEthereum1.14MUSDC0%4.62%4.39%
ExactlyOptimism1.52MUSDC0%3.81%4.35%
ExactlyOptimism1.52MUSDC0%3.99%4.24%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum313.6M6.09%
Avalanche631.8M7%
Base1138.8M7.71%
BSC12.4M4.56%
Ethereum15129.4M6.42%
Mantle000%
Optimism710.7M4.82%
Polygon000%
Solana363.3M8.04%
TON19.9M10.67%
zkSync Era000%