Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.23% on Jun 18 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/06/2025 09:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum4.26MUSDC0%60.95%67.8%
Peapods-financeArbitrum3.55MUSDC0%58.18%59.18%
LiqwidCardano1.10MUSDC1.8%23.21%22.63%
Harmonix-financeArbitrum6.26MUSDC0%19.01%18.36%
DeltaprimeArbitrum1.17MUSDC0%12.34%15.82%
Colend-protocolCore1.82MUSDT0%16.62%14.97%
Euler-v2Ethereum1.27MUSDT2.95%7.42%13.35%
EnsuroPolygon1.31MUSDC0%20.6%13.2%
DeltaprimeAvalanche2.54MUSDC0%10.88%13.18%
FranciumSolana2.44MUSDC0%13.15%13.15%
SuperlendEtherlink1.79MUSDC9.28%14.86%11.47%
Gains-networkBase2.49MUSDC0%10.12%11.43%
Stream-financeEthereum57.65MUSDC0%11.22%11.08%
Harvest-financeBase2.69MUSDC0%13.86%10.26%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Gains-networkArbitrum9.47MUSDC0%9.99%8.61%
TokemakBase15.80MUSDC2.86%15.18%8.48%
Storm-tradeTon11.19MUSDT0%8.21%8.2%
Ipor-fusionEthereum2.81MUSDC0%2.35%8.05%
Harvest-financeBase3.83MUSDC0%9.55%7.6%
Harvest-financeBase5.39MUSDC0%9.34%7.55%
Ipor-fusionBase3.83MUSDC0%1.77%7.45%
Echelon-marketMove1.84MUSDC3.33%14.29%7.41%
Canto-lendingCanto1.56MUSDC0%7.17%7.32%
TokemakEthereum22.06MUSDC2.54%10.06%7.19%
Echelon-marketAptos10.76MUSDC1.2%10.35%6.99%
Scallop-lendSui2.67MUSDC0%7.65%6.91%
Echelon-marketAptos1.32MUSDT1.06%9.29%6.82%
Benqi-lendingAvalanche4.02MUSDT0%7.05%6.79%
Morpho-blueEthereum1.45MUSDC0%7.04%6.54%
Echelon-marketMove1.71MUSDT2.96%12.82%6.5%
SandclockEthereum1.09MUSDC15%20.1%6.49%
SaveSolana1.45MUSDC0%6.79%6.4%
Polynomial-liquidityPolynomial1.96MUSDC0%6.69%6.34%
Ipor-fusionEthereum1.16MUSDC0%1.44%6.33%
Euler-v2Ethereum21.08MUSDC0.33%8.5%6.16%
Navi-lendingSui29.63MUSDC0%7.22%6.16%
Harvest-financeBase1.53MUSDC0%5.05%6.14%
Harvest-financeEthereum1.13MUSDC0%6.75%5.84%
Silo-v2Sonic1.44MUSDC0%7.98%5.82%
Mars-lendOsmosis2.22MUSDC0%5.49%5.67%
Euler-v2Ethereum1.10MUSDC6.65%14.28%5.56%
Nostra-money-marketStarknet1.25MUSDC4.13%8.24%5.52%
ExactlyOptimism1.52MUSDC0%4.98%5.49%
ExactlyOptimism1.52MUSDC0%5.29%5.35%
Euler-v2Sonic4.11MUSDC1.42%7.49%5.31%
Lista-lendingBSC14.50MUSDT0%6.21%5.3%
Benqi-lendingAvalanche14.58MUSDC0%5.72%5.18%
VesperEthereum1.58MUSDC0%6.74%5.09%
ExactlyOptimism1.52MUSDC0%4.9%5.09%
Silo-v2Sonic1.52MUSDC0%3.62%4.97%
Yield-yak-aggregatorAvalanche1.37MUSDC0%5.54%4.87%
Folks-finance-lendingAlgorand2.02MUSDC0%6.3%4.81%
ExactlyOptimism1.52MUSDC0%4.44%4.76%
Kamino-lendSolana45.89MUSDC0%4.86%4.74%
ExactlyOptimism1.52MUSDC0%4.15%4.73%
SuperlendEtherlink1.77MUSDT9.96%16.19%4.71%
Flux-financeEthereum1.48MUSDT0%4.7%4.69%
Euler-v2Avalanche18.24MUSDT5.46%11.02%4.66%
ExactlyOptimism1.52MUSDC0%4.34%4.65%
Kamino-lendSolana2.22MUSDT0%4.52%4.58%
Yearn-financeEthereum1.15MUSDC0%3.89%4.54%
Euler-v2Ethereum1.27MUSDC8.74%15.58%4.52%
ExactlyOptimism1.52MUSDC0%4.44%4.51%
Compound-v2Ethereum17.92MUSDT0%4.16%4.41%
Fluid-lendingEthereum188.48MUSDT2.62%6.98%4.4%
Flux-financeEthereum1.15MUSDC0%4.41%4.38%
Compound-v2Ethereum6.34MUSDC0%3.84%4.36%
Moonwell-lendingBase9.27MUSDC1.44%5.9%4.34%
SparklendEthereum1.01MUSDC0%3.36%4.34%
SparklendEthereum1.01MUSDC0%3.36%4.34%
WasabiEthereum2.15MUSDC0%11.28%4.3%
Arcadia-v2Base2.24MUSDC0%11.47%4.24%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum420.4M25.49%
Avalanche540.8M6.94%
Base947.1M7.5%
BSC114.5M5.3%
Ethereum23381.3M8.84%
Mantle000%
Optimism710.6M4.94%
Polygon11.3M13.2%
Solana452M7.22%
TON111.2M8.2%
zkSync Era000%